Lisa Baniahmad

SENIOR MORTGAGE PROCESSOR

PROFESSIONAL BIO

As a Senior Mortgage Processor with extensive experience in the hard money and private money industries, I excel in processing, underwriting, and closing loans swiftly and efficiently. My expertise in pre-underwriting and quality control ensures high-quality loans and seamless transactions. I am adept at managing all types of loans, with a specialized focus on hard money and private money while providing exceptional service to brokers, originators, and clients.

PROFESSIONAL HIGHLIGHTS

  • Hard Money and Private Money Loan Processing.

  • Pre-Underwriting and Quality Control.

  • Fraud Auditor

  • High Volume Loan Closing

  • Enlists cooperation of all parties to keep loans moving fast towards closing.

  • Effective Oral and Written Communication skills. Proficient Technical Abilities.

  • Superior Customer Service.

RELEVANT SKILLS

  • Strong Sounding Board to Originators

  • Time Management

  • Self Motivated

  • Timely Updates on Files

  • Results Driven

  • Solution-Oriented

  • Exemplary Communicator

  • Committed to Excellence

  • Adaptable

Lisa Baniahmad
Senior Mortgage Processor
818.359.4145
[email protected]PROFESSIONAL HISTORY

Owner/Contract Senior Mortgage Processor

Senior Processing Solutions VALENCIA, CA June 2005 - present

  • High Volume Processor - Can successfully close large pipeline.

  • Fast and efficient, high quality mortgage processing with an emphasis on pre-underwriting and quality control before submitting file to underwriter.

  • Serves as a strong “sounding board” to brokers and loan officers on loan structure and lender guidelines.

  • File tracking updates, maintain effective and timely communication at each important stage with clients, loan officers, lenders, escrow companies, appraisers and realtors.

  • Encourages the cooperation of all parties for the cleanest closing possible ensuring client satisfaction and repeat and referral business.

  • Superior Customer Service.

Senior Processor / Junior Underwriter

US Mortgage Capital, INC, Valencia, CA 08/04 – 05/05

  • Processed conventional, government and equity products.

  • Closed 45-60 mortgage loans each month.

  • Interacted daily with originators to quickly move files from submission, initial approval, to clear to close, and a smooth closing.

  • Achieved maximum cooperation from escrow, title, and appraisers. Engaged with borrowers as needed, providing excellent customer service.

  • Pipeline management; timely updates provided to loan originators and management.

Quality Control Underwriter / Auditor

Countrywide Simi Valley, CA 02/02 – 08/04

  • Performed post-funding audits to ensure compliance to CFC guidelines and identifying possible fraud to prevent future loss and to ensure high quality loans for investor purchase and investor confidence.

  • Completed post-funding audit of approximately 185 conventional and equity files a month.

  • Reported audit findings, identifying exceptions and discrepancies. Described the impact of loan quality, possible investor response, and anticipated financial loss.

  • Successfully met 100% of individual and department goals as assigned by manager.

Processor, Document Preparation, Funder

Pacifica Mortgage Encino CA 02/01 – 02/02

  • Processed conventional, hard money and equity products.

  • QC Control

  • Loan document preparation; produced up to one hundred sets of documents each month.

  • Funding; fund, record, warehouse line management.

PEOPLE ARE TALKING:

"I have had the pleasure of working with Lisa Baniahmad for over a year at Mortgage Vintage, Inc. where she has consistently demonstrated exceptional skills and dedication in her role. During her time working with our company as a contract loan processor, Lisa has proven to be an invaluable asset to our team. She possesses a keen eye for detail, an unwavering commitment to accuracy, and a thorough understanding of loan processing procedures. Her ability to manage multiple tasks simultaneously while maintaining a high level of efficiency has been instrumental in the successful processing of numerous loan applications.Lisa has also shown exemplary customer service skills, always ensuring that our clients receive the best possible experience. She is adept at communicating complex information in a clear and concise manner, which has greatly contributed to our clients' understanding of the loan process and their satisfaction with our services. In addition to her professional skills, Lisa is a team player who consistently demonstrates a positive attitude and strong work ethic. She is always willing to assist colleagues, share knowledge, and contribute to a collaborative work environment.I am confident that Lisa will be a valuable addition to any team, bringing her expertise, dedication, and professionalism to any organization.I wholeheartedly recommend her and I am certain that she will excel in any role that is presented to her."Sincerely,Mayumi T. Bowers COO, Mortgage Vintage, Inc.

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SR PROCESSORS
Lisa Baniahmad
Broker | Contract Senior Processor
REVERSE MORTGAGE CERTIFIED
DRE: CA01497044, NMLS: 328265
Call Direct | 818.359.4145Office Phone|661.702.9392
Secure E-Fax | 661.554.7180
[email protected]
www.srprocessors.com
The Bani Group, Inc.
NMLS: 1889207
DRE: 01992261